Grant Cardone, the entrepreneur has built five companies and a multi-million fortune — and he earned his first million before age 30. There are three things people have to know about money," Cardone tells CNBC. "Number one is: How do I get money, more money? Number two: How do I keep that money? And number three: How do I multiply that money?"

Building wealth requires three, simple steps. However, "most people want to know number three before they know number one and number two," he says."Everybody wants to know how to multiply, but they don't even know how to earn yet."

Grant Cardone,是一位白手起家的百萬(wàn)富翁，他開(kāi)創(chuàng)了五家公司，并且在30歲前賺到了自己人生的第一個(gè)百萬(wàn)。他在CNBC的采訪中說(shuō)道，“關(guān)于金錢(qián)，人們應(yīng)該知道這三件事情。第一個(gè)是如何賺錢(qián)，賺更多的錢(qián)？第二個(gè)是如何存錢(qián)；第三個(gè)是如何讓你的錢(qián)加倍增長(zhǎng)，實(shí)現(xiàn)錢(qián)生錢(qián)。”

創(chuàng)造財(cái)富需要上述三個(gè)簡(jiǎn)單的步驟。然而，大部分人在不知道第一步和第二步的情況下卻想知道第三步。即人們?cè)谏踔敛恢廊绾钨嶅X(qián)的情況下，就想知道如何讓錢(qián)生錢(qián)。

"People get rich because they produce revenue, not because they make little investments over time."

Cardone強(qiáng)調(diào)，人們發(fā)家致富，不是因?yàn)殚L(zhǎng)期積累做出的小投資，而是因?yàn)樗麄冏陨砟軌騽?chuàng)造收益。

The first step to getting rich is focusing on earning, Cardone tells CNBC. "People need to show the ability to produce more revenue — not invest it — first. Develop multiple streams of income, he advises. "This does not mean you need to get a second job. Look for other opportunities where you work now that can make second sales (income) or bonuses.

Once you've upped your income, the key to keeping it is to "put your saved money into secured, sacred (untouchable) accounts," he writes on Entrepreneur. "Never use these accounts for anything, not even an emergency. 

創(chuàng)造財(cái)富，第一步是要關(guān)注收益，去培養(yǎng)創(chuàng)造收益的能力，而不是去投資。開(kāi)發(fā)多渠道的收入來(lái)源，然而這并不意味你需要去找一份兼職?？梢栽诠ぷ鞯念I(lǐng)域?qū)ふ疫M(jìn)行二次銷(xiāo)售或者創(chuàng)造紅利的機(jī)會(huì)。

第二步存錢(qián)方面，cardone說(shuō)道，你的收入上漲后，關(guān)鍵的是要將錢(qián)存放在一個(gè)有擔(dān)保的，神圣的，資金不可隨便動(dòng)用的賬戶(hù)。不要用這個(gè)賬戶(hù)里的錢(qián)做任何事情，甚至是緊急的事件。

Finally, you can focus on multiplying your money, through investing. "Investing is the Holy Grail in becoming a millionaire," Cardone writes. "You should make more money off your investments than your work."

At the end of the day, building wealth can be a simple, three-step process. The key, according to this self-made millionaire, is actually starting with, and focusing on, step one.

最后，我們才應(yīng)該關(guān)注通過(guò)投資使錢(qián)成倍增長(zhǎng)。Cardone說(shuō)道：“投資是成為百萬(wàn)富翁的寶典，你應(yīng)該讓你的投資獲利高于你的工作收入?！?/p>

總而言之，創(chuàng)造財(cái)富就是上面所提到的三部曲。而致富的關(guān)鍵就是要從第一步開(kāi)始，專(zhuān)注提升自己賺錢(qián)的能力。